:root{--navy:#102a43;--blue:#1f5f99;--gold:#d6a84b;--ink:#243b53;--muted:#627d98;--line:#d9e2ec;--paper:#fff;--wash:#f3f7fa}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;color:var(--ink);font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;background:var(--paper);line-height:1.65}a{color:var(--blue)}.topbar{background:var(--navy);color:#fff;text-align:center;padding:.65rem 1rem;font-size:.92rem}.nav{position:sticky;top:0;z-index:10;background:rgba(255,255,255,.96);border-bottom:1px solid var(--line);backdrop-filter:blur(10px)}.nav-inner{max-width:1120px;margin:auto;display:flex;align-items:center;justify-content:space-between;gap:1rem;padding:1rem 1.25rem}.brand{display:flex;align-items:center;gap:.75rem;color:var(--navy);text-decoration:none;font-weight:800}.mark{width:2.4rem;height:2.4rem;display:grid;place-items:center;border-radius:.55rem;background:var(--navy);color:#fff;letter-spacing:-.08em}.links{display:flex;flex-wrap:wrap;gap:1.1rem}.links a{text-decoration:none;color:var(--ink);font-weight:650;font-size:.94rem}.hero{background:linear-gradient(125deg,#edf5fb 0%,#fff 55%,#fff7e7 100%);border-bottom:1px solid var(--line)}.hero-inner{max-width:1120px;margin:auto;padding:5.5rem 1.25rem 4.8rem;display:grid;grid-template-columns:1.25fr .75fr;gap:3rem;align-items:center}.eyebrow{color:var(--blue);font-weight:800;text-transform:uppercase;letter-spacing:.12em;font-size:.8rem}.hero h1{font-size:clamp(2.5rem,6vw,4.75rem);line-height:1.03;letter-spacing:-.045em;margin:.55rem 0 1.2rem;color:var(--navy)}.hero p{font-size:1.15rem;max-width:42rem}.card{background:#fff;border:1px solid var(--line);border-radius:1rem;padding:1.5rem;box-shadow:0 18px 50px rgba(16,42,67,.08)}.card h2,.card h3{margin-top:0;color:var(--navy)}.btn{display:inline-flex;align-items:center;justify-content:center;padding:.85rem 1.1rem;border-radius:.55rem;background:var(--blue);color:#fff;text-decoration:none;font-weight:750;border:0}.btn.secondary{background:#fff;color:var(--navy);border:1px solid var(--line)}.actions{display:flex;gap:.75rem;flex-wrap:wrap;margin-top:1.5rem}.section{max-width:1120px;margin:auto;padding:4.5rem 1.25rem}.section h2{font-size:clamp(1.8rem,4vw,2.75rem);line-height:1.15;color:var(--navy);letter-spacing:-.025em}.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:1rem}.service{border-top:4px solid var(--gold)}.notice{background:#edf5fb;border-left:4px solid var(--blue);padding:1rem 1.1rem;border-radius:.35rem}.contact-grid{display:grid;grid-template-columns:1fr 1fr;gap:1.5rem}.policy{max-width:820px}.policy h1{font-size:clamp(2.2rem,5vw,3.5rem);line-height:1.08;color:var(--navy)}.policy h2{font-size:1.35rem;margin-top:2rem}.meta{color:var(--muted)}label{display:block;font-weight:700;margin:.85rem 0 .35rem}input,textarea,select{width:100%;padding:.8rem;border:1px solid #9fb3c8;border-radius:.45rem;font:inherit}textarea{min-height:8rem}.check{display:grid;grid-template-columns:auto 1fr;gap:.7rem;align-items:start;margin:1rem 0}.check input{width:1.1rem;height:1.1rem;margin-top:.35rem}.check label{margin:0;font-weight:500;font-size:.94rem}.footer{background:var(--navy);color:#d9e2ec;padding:2.5rem 1.25rem}.footer-inner{max-width:1120px;margin:auto;display:flex;justify-content:space-between;gap:2rem;flex-wrap:wrap}.footer a{color:#fff}.small{font-size:.9rem}.skip{position:absolute;left:-999px}.skip:focus{left:1rem;top:1rem;background:#fff;padding:.5rem;z-index:100}@media(max-width:760px){.hero-inner,.contact-grid,.grid{grid-template-columns:1fr}.hero-inner{padding-top:3.5rem}.links{display:none}.section{padding-top:3.3rem;padding-bottom:3.3rem}}